Why Is My Settlement Offer So Low?

Low settlements come from doctors with unseemly relationships with the insurance companies

More than ever, our office is seeing a rash of low settlement offers from workers’ compensation insurance carriers to injured workers.  This is most common among those injured workers who are not represented by experienced worker’s compensation attorneys.

In most cases, the amount of the settlement offer is based upon a number called a permanent partial impairment or PPI.  The PPI is assigned by a physician who has been selected and hired by the insurance company.  Those physicians almost always have ongoing relationships with the insurance companies and, in order to continue those relationships, feel an obligation to assign a low PPI. They do this because the lower the PPI, the less the insurance company has to pay out to the injured worker.

Indiana worker’s compensation settlements

In Indiana, PPI is not always the only factor relied upon in negotiating a settlement.  Other factors can be relevant and can be used to increase the value of your case.  Having an attorney who can identify those underlying factors is very beneficial to an injured worker’s claim.

Workers can get their own PPI evaluation

Injured workers have the right to secure his or her own PPI evaluation. If you’ve received a low PPI from the insurance company’s doctor, give us a call and we can help you find a doctor who will be more fair in determining your impairment rating. Our firm has relationships with physicians that assist us in assigning PPI’s.

If you are being treated by one of the many Indiana doctors with relationships with insurance companies who assign lower PPI’s, our firm will know those names and be able to guide you through settlement, most always increasing the value of your case.

Above all else, stay focused on your own recovery and consult with an experienced worker’s comp attorney when necessary

If you’ve been injured at work and would like to consult with an experienced worker’s compensation attorney, contact us at Klezmer Maudlin. We care about fighting for the rights of injured persons and workers throughout the state of Indiana.  With offices in EvansvilleIndianapolisLafayetteNew Harmony, and Jeffersonville (Louisville, KY), we are well-equipped to handle your case.