Whiplash refers to soft tissue damage in your neck and commonly results from car accidents – specifically rear-end collisions. The impact of another vehicle can cause your head to forcefully snap back and forth, like a cracking whip, which can result in serious damage to your neck tissue.
Many people misunderstand this injury and underestimate its effects on your life. In reality, whiplash is a serious injury that often requires extensive medical care and causes pain and limitations for a victim.
If another driver caused your accident and whiplash, you deserve compensation for your medical bills and other injury-related losses. Always seek representation from a Indianapolis car accident attorney who can handle the legal process. This is the best way to know the value of your whiplash claim, as the value of a lawsuit can vary widely depending on the specific circumstances.
Why Insurance Companies Undervalue Whiplash Claims
Whiplash injuries, often resulting from sudden acceleration or deceleration, can lead to debilitating pain and long-term discomfort. However, regarding insurance claims, especially for whiplash, victims frequently encounter challenges in obtaining fair compensation. Insurance companies may undervalue whiplash claims, and you need a lawyer who knows why and how to force them to pay you what they owe you.
Subjective Nature of Whiplash
Whiplash is a soft tissue injury, which means it may not appear on diagnostic tests like X-rays or MRIs. This makes it more challenging to objectively assess and quantify, giving insurers room to dispute the severity.
Delayed Onset of Symptoms
Whiplash symptoms may not manifest until hours or even days after the accident. This delay can lead insurance adjusters to question the legitimacy of the injury, potentially resulting in undervaluation.
If a victim has a history of neck or back problems, insurance companies may argue that the whiplash injury is a pre-existing condition, aiming to minimize the compensation owed.
Minimal Visible Evidence
Unlike more visible injuries such as broken bones or lacerations, whiplash injuries do not typically leave visual evidence. This can lead insurers to downplay the seriousness of the injury.
Lack of Objective Diagnostic Tests
As mentioned, whiplash injuries do not always appear on standard medical tests. Without concrete medical evidence, insurers may be more likely to dispute the claim’s validity.
Disputes over Medical Treatment
Insurers may challenge the necessity or extent of medical treatments prescribed for whiplash, including physical therapy, chiropractic care, and pain management.
Offering Quick Settlements
Insurance companies often aim to settle claims swiftly before the full extent of the injury becomes apparent. Victims may receive an early settlement offer far lower than what they deserve.
Downplaying Pain and Suffering
Non-economic damages, such as pain and suffering or emotional distress, are harder to quantify. Insurers may undervalue these intangible losses, which can significantly diminish the victim’s quality of life.
Given these challenges, whiplash victims should always seek representation from an experienced car accident attorney. An attorney can navigate the complexities of the claim, gather relevant medical evidence, and negotiate with the insurance company on your behalf.
They’ll ensure that your claim accurately reflects the full extent of your physical, emotional, and financial damages, providing you with the best chance of obtaining fair compensation for your injuries.
Consult a Car Accident Lawyer Today
Car accident lawyers understand the gravity of whiplash injuries. Despite the invisible nature of this harm, attorneys know that whiplash can lead to debilitating pain and long-term discomfort.
Experienced attorneys recognize the challenges you can face in obtaining fair compensation. They work tirelessly to gather crucial medical evidence and negotiate with insurance companies to ensure you receive the rightful compensation for your losses.
With the right legal support, you can navigate the claim process with minimal stress, focus on your recovery, and know someone will advocate for your legal rights. Seek a free case evaluation with a car accident law firm in your area as soon as possible.