What is a 3rd party claim and why does it matter?
If you are badly injured at work, it is very important to determine if your injury is the result of a company that is not your employer. We call these companies third parties.
Many people who contact us after becoming injured at work are shocked to hear that they cannot sue their employer. Fault only matters in a worker’s compensation case if your accident happened as the result of another company’s negligence or by an employee of another company.
Examples of a third-party claim:
- If you are driving as part of your job at ABC Corp. and you are rear ended by a truck from the company XYZ Inc. you can sue that XYZ Inc. AND collect workers compensation benefits from ABC Corp.
- If you are hurt on a construction site do to a general contractor who fails to ensure that the job site was safe you might be able to sure that general contractor.
- If you are hurt at work on a new machine you could sue the manufacturer of that machine.
The reason you want a third-party claim if you are badly injured is because those cases are worth a lot more money than what workers compensation pays.
Please call us for a free consultation if you have any questions.